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No Money Down 100% USDA Home Loan


USDA LOANS

The USDA Rural Housing Service has various programs available to aid low- to moderate-income rural residents to purchase, construct, repair, or relocate a dwelling and related facilities. USDA Rural Housing loan programs allow qualified homebuyers to get loans with minimal closing costs and no down payment.

Advantages

  • No down payment requirement

  • Property must be located in an eligible rural area

  • Closing costs can be added to the loan amount (if the property appraises high enough to include it at up to 102% of the appraised value)

  • Loan government guarantee fee with no monthly guarantee fee

  • Low interest rates

  • Applicants with a wide range of credit profiles may qualify

  • Income eligible applicants who do not qualify for conventional financing may qualify

  • Families & individuals that have minimal funds for a down payment and closing costs, includes first time homebuyers and repeat homebuyers

  • Seller concessions – 6% max

  • No cash reserve requirement

  • No Non-Allowable costs

  • No First Time Homebuyer Requirement

  • 30 Year Loan at competitive fixed rate

  • No limit on gift funds

Features

  • Property must be in very good condition and have a high insulation R-factor

  • You cannot make over 50% of 115% of the median county income to qualify

  • Must be able to verify income limits

CONTACT US - (214)529-6188

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CONTACT US

Agnes Casanova - ACRealty Group 

Cell (214)529-6188

Submit Your Address For a Market Analysis Report


Lic. 682100

Fathom Realty

6841 Virginia Pkwy Ste 100

McKinney, TX 75071

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